Credit cards come in handy when it comes to earning rewards and points to help you save while traveling. The best part about having a travel rewards credit card is that you can use your hard-earned points to cover a significant portion of your travel expenses, including airline tickets, hotel stays, and car rentals. However, the vast range of travel rewards credit cards can be overwhelming, making it challenging to choose the right one. In this blog post, we’ll be discussing the top credit cards for travel rewards in the market to help you find the right credit card for your travel needs.
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred card is one of the most popular travel credit cards, thanks to its excellent rewards and benefits. It offers cardholders 60,000 bonus points after spending $4,000 in the first three months of account opening, which can be redeemed for a $750 travel credit. Additionally, the card also provides 2x points on dining and travel purchases and 1 point on all other purchases. The card comes with a $95 annual fee but provides primary rental car insurance, trip cancellation/trip interruption insurance, and no foreign transaction fees.
2. Capital One Venture Rewards Credit Card
If you’re looking for a straightforward travel rewards credit card with no annual fee for the first year, the Capital One Venture Rewards credit card might be your perfect match. This card provides cardholders with unlimited 2x miles for every dollar spent on all purchases. You can redeem these miles for any travel expenses, including hotel stays, flights, and rental cars. Additionally, the card also comes with a TSA PreCheck/Global Entry credit, up to $100 towards your application fee. The Capital One Venture Rewards credit card has a $95 annual fee after the first year.
3. American Express Gold Card
The American Express Gold Card has become a popular credit card for travel rewards due to its increased earning potential in multiple categories. Cardholders earn 4x points per dollar spent on dining and groceries and 3x points on flights booked directly with airlines or on amextravel.com. Additionally, the card provides 1 point per dollar on all other purchases. The Amex Gold card also offers $120 in dining credits that can be used at select restaurants. The card comes with a $250 annual fee.
4. Citi Premier Card
If you’re a frequent traveler, the Citi Premier card might be your perfect match as it provides a range of travel benefits that make traveling more comfortable and less expensive. With Citi Premier Card, cardholders earn 3x points per dollar spent on travel, including gas stations, air travel, and hotels. Cardholders also earn 2x points per dollar spent on dining out and entertainment. The points earned can be redeemed for a variety of travel expenses, including hotel stays, rental cars, cruises, and flights. The card comes with a $95 annual fee but provides no foreign transaction fees and trip cancellation insurance.
5. Delta SkyMiles Reserve American Express Card
The Delta SkyMiles Reserve American Express Card is a travel rewards credit card that offers plenty of benefits for frequent Delta Airlines flyers. The card provides cardholders with 3x miles per dollar spent directly with Delta Airlines and 1x mile per dollar spent on all other purchases. Additionally, the card offers a free Delta Sky Club access for the cardholder, and up to two guests, making it an excellent choice for frequent travelers who value lounges. The card comes with a $550 annual fee, which can be offset by benefits such as an annual companion certificate and travel credits.
Conclusion
Travel rewards credit cards can help you save significantly while traveling, but it’s essential to choose the right one that fits your travel needs. When comparing credit cards, consider the rewards program, annual fees, introductory offers, and additional travel benefits. With the right travel rewards credit card, you can earn points and miles that can help you realize your travel dreams. The above-discussed credit cards are among the best for travel rewards and can help you earn rewards quickly and redeem them with ease.
